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Since 1991, NJ Lenders Corp has helped over 100,000 families with their mortgage needs.
-Mike Braun, Branch Manager

Our digital mortgage experience is simple and streamlined

Blue Clock IconSecure Real Time Updates
Borrowers need a responsive lender. As you’re guided through your loan application, get real-time access to loan progress information. Plus, you’ll never have to dig for information because updates are provided in one accessible hub.

Blue Calendar IconEasy Document Uploading and Signing
You’re looking for simplicity and we can deliver. Instead of playing an endless game of phone tag or figuring out the fax machine, borrowers can do everything with a few simple taps on the device of their choosing.

Blue Sun IconSame Day Pre Approvals and Quick Rate Quotes
Explore your options with calculations that you can trust. Our industry-leading tools allow for efficient response times so you’ll never be stuck waiting on us.

Start Application or Get Pre Approved

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Intuitive Tools

Mortgage Calculators

Silver Bay Lending provides borrowers with intuitive mortgage calculators to assist their loan journey. We make the process simple. View our calculators to see what loan works best for your needs.


Calculate your Monthly Rate and See Your Options

Total monthly payment
Principal and Interest $1,478.84
Taxes $250.00
Insurance $125.00
PMI $104.17
Does your future add up?
Apply today
The information shown is for illustrative purposes only and does not represent a credit decision or commitment to lend. These figures apply to a borrower with excellent credit and are subject to change without notice. Products and terms may not be available for your situation. Pricing add-ons related to loan amount, property type, loan-to-value, credit score and other variables may apply. Adjustable-Rate Mortgage (ARM) rates and monthly payments are subject to increase after consummation. Please contact your Mortgage Markets Cuso Loan Officer for further information about fees and terms, and to discuss your specific situation.

WHY Silver Bay Lending

Silver Bay Lending is a registered dba of NJ Lenders Corp.  It is a privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, MD, FL, MA, CO,  and GA. With 17 offices and over $40 billion in closed mortgage loans, we know how to get the job done. Many of our Mortgage Loan Originators are recognized nationally as the best in their field.



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