Blog Articles | Silver Bay Lending
Dec 5, 2023

Down Payment Assistance Available in New York: Introducing DPAL Plus ATD

The State of New York Mortgage Agency (SONYMA) recently announced a new initiative to further promote housing

Dec 1, 2023

The Benefits of a Reverse Mortgage for Retirement Planning

In the right situation, a reverse mortgage can serve as an alternative way to finance retirement, allowing

Dec 1, 2023

A New Way to Compete With Cash Buyers: Meet Our Value Assurance Program

The phrase “cash is king” has dominated the real estate market in recent years. Nationally, more

Nov 30, 2023

Unveiling Homestead Advantage: Your Key to Affordable Homeownership

It’s time to turn your vision of “home sweet home” into a concrete foundation beneath your

Nov 14, 2023

A Helping Hand: Down Payment Assistance Now Available in Pennsylvania

When it comes to buying a home, one of the most significant hurdles can be the upfront costs associated with

Oct 24, 2023

Fannie Mae Introduces 5% Down Payments for Multi-Family Homes

Industry experts praise the recent decision made by Fannie Mae, citing opportunities for increased

Oct 23, 2023

A Tipping Point Is on the Horizon, Zillow Survey Finds

Results from a recent Zillow survey, coupled with optimistic forecasts from housing experts, indicate that a

Oct 23, 2023

Student Loan Payments Resuming Soon, Can You Still Qualify for a Mortgage With Student Debt?

While student loan borrowers benefitted from an interest and payment pause in response to the COVID-19

Oct 23, 2023

Adjusting Expectations: What You Should Know About Assumable Mortgages

Assumable mortgages have been dominating headlines as of late- but the grass isn't necessarily greener on the

Oct 17, 2023

Hispanic Homeownership Rate Rises for the Eighth Year in a Row

The Hispanic homeownership rate increased to 48.6% in 2022, marking eight years of consistent homeownership

Sep 19, 2023

Easing the Barrier to Homeownership: Mortgage Assistance Available in New York

Many states offer programs to help ease the barrier to homeownership and further promote affordability. The

Sep 12, 2023

What Experts Project for Home Prices Over the Next 5 Years

If you're planning tobuy a home, one thing to consider is what experts projecthome

Sep 7, 2023

5 Simple Ways to Have a Successful School Year

As summer winds down and the new school year begins, this season can be both exciting and a bit nerve-racking

Aug 31, 2023

Why Your Mortgage Payments May Have Recently Changed, Understanding How Your Property Taxes Affect Your Escrow Account

When it comes to property taxes, the amount each homeowner pays annually can vary depending on local tax

Aug 1, 2023

A More Accessible Path to Homeownership in New Jersey

Rising mortgage rates have recently affected housing affordability and buyer’s purchasing power.