Blog Articles | Silver Bay Lending
Jul 22, 2024

ITIN Loans: How to Own a Home Without a Social Security Number

For borrowers without a social security number, finding suitable loan options can be incredibly difficult.

Jul 16, 2024

Yes, You Can Use Your 401k/IRA to Purchase a Property

Purchasing a home is a major milestone, and one of the greatest obstacles to achieving this financial goal is

Jul 8, 2024

Vacation Safety Tips for Your Home

A home is broken into every 15 seconds in the United States, with most burglaries occurring between June and

Jun 24, 2024

Can You Cancel Your PMI Faster if Your Home Value Increases?

Home prices increased nationwide by 5.3% from Spring 2023 to Spring 2024, and a staggering 54% since 2019,

Jun 21, 2024

Debt Detox: How Refinancing Can Rescue You From High-Interest Debt

America’s total credit card balance reached a staggering $1.079 trillion in the third quarter of 2023,

Jun 18, 2024

3 Reasons to Consider Purchasing a Home for Your College Student

Buying a home in a college town requires careful consideration, but it can be a viable strategy to reduce college-related expenses, ensure your student has a safe and comfortable living environment, and potentially earn rental income.

Jun 9, 2024

Important Steps to Take When Your Child Turns 18

Your child’s 18th birthday is an exciting milestone in their life. Not only is he or she a legal adult

May 30, 2024

Why Sellers Should Continue Paying Buyers Agent’s Commission in 2024

It has long been customary for sellers to cover the commissions for both their own agents and the buyers'

May 23, 2024

Why 90% of Homebuyers Have Historically Opted To Work With a Real Estate Agent or Broker

According to NAR, 90% of homebuyers have historically opted to work with a real estate agent or

May 21, 2024

Future-Proof Your Move with Home Sale Assured

With Home Sale Assured, borrowers can purchase a new home and sell their old one while easily navigating potential qualification, contingency, and timing challenges.

May 16, 2024

Empowering Our Buyers With Down Payment Assistance Programs

A seasoned mortgage professional can help you navigate available mortgage assistance programs, determine your eligibility for those programs, and empower you with the knowledge needed to make informed decisions.

May 13, 2024

Offering Buyers a Competitive Credit Approval Program with Home Buyer’s Edge

Our underwriters will meticulously verify your income, assets, and credit, furnishing you with a fully-vetted credit approval, contingent upon an appraisal.

May 9, 2024

Upholding the “Customer for Life” Philosophy, Benefits of Reverse Mortgages

With over 11,000 individuals reaching the age of 65 daily, according to AARP, the demand for innovative

May 7, 2024

Sharing Our Value Assurance Program, Assisting Over 1,000 Families in 2024

From competing against cash buyers to grappling with appraisal contingencies, the path to homeownership can

May 2, 2024

79% of Current Sellers Wish They Had Listed Their Home Sooner

Despite the odds, the spring housing market is in full swing, and a new survey from Realtor.com reveals two