Blog Articles | Silver Bay Lending
May 23, 2024

Why 90% of Homebuyers Have Historically Opted To Work With a Real Estate Agent or Broker

According to NAR, 90% of homebuyers have historically opted to work with a real estate agent or

May 21, 2024

Future-Proof Your Move with Home Sale Assured

With Home Sale Assured, borrowers can purchase a new home and sell their old one while easily navigating potential qualification, contingency, and timing challenges.

May 16, 2024

Empowering Our Buyers With Down Payment Assistance Programs

A seasoned mortgage professional can help you navigate available mortgage assistance programs, determine your eligibility for those programs, and empower you with the knowledge needed to make informed decisions.

May 13, 2024

Offering Buyers a Competitive Credit Approval Program with Home Buyer’s Edge

Our underwriters will meticulously verify your income, assets, and credit, furnishing you with a fully-vetted credit approval, contingent upon an appraisal.

May 9, 2024

Upholding the “Customer for Life” Philosophy, Benefits of Reverse Mortgages

With over 11,000 individuals reaching the age of 65 daily, according to AARP, the demand for innovative

May 7, 2024

Sharing Our Value Assurance Program, Assisting Over 1,000 Families in 2024

From competing against cash buyers to grappling with appraisal contingencies, the path to homeownership can

May 2, 2024

79% of Current Sellers Wish They Had Listed Their Home Sooner

Despite the odds, the spring housing market is in full swing, and a new survey from Realtor.com reveals two

Apr 23, 2024

Self-Employed Borrowers Who Filed for a Tax Extension: Make Sure You Still Qualify!

Entrepreneurs, freelancers, and independent contractors enjoy the freedom to manage their work; however, when

Apr 11, 2024

Mortgage Strategies and Solutions for Self-Employed Borrowers

Are you self-employed? Do you own your own business and are struggling to obtain financing? Are your tax

Apr 4, 2024

Decoding Mortgage Discount Points: Is It Worth It for You?

The Federal Reserve raised interest rates eleven times between 2022 and 2023. As a result, buyers are running

Mar 27, 2024

A New Way to Compete With Cash Buyers: Meet Our Value Assurance Program

The phrase “cash is king” has dominated the real estate market in recent years. Nationally, more

Mar 27, 2024

Buy Now, Sell Later: Qualifying for a New Home Without Selling Your Current One

If you are a current homeowner looking to move, you know the challenges that come with finding a new home

Mar 26, 2024

ITIN Loans: How to Own a Home Without a Social Security Number

For borrowers without a social security number, finding suitable loan options can be incredibly difficult.

Mar 14, 2024

Understanding the Pros and Cons of “No Fee” Refinances

In our industry, the word “free” is bound to cause some excitement. Who wouldn’t want to

Mar 4, 2024

Tax Season 2024: The Ultimate Guide for Homeowners

A new tax season is upon us, and even though taxes aren’t due until April 15, 2024, it pays to get