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NJ Lenders Corp. dba Silver Bay Lending. NMLS ID: 35286 www.nmlsconsumeraccess.org; NJ Lenders Corp. is licensed in New Jersey Residential Mortgage Lender License No. 9100938. Licensed by the N.J. Department of Banking and Insurance. This information is not a loan commitment or an offer to extend credit as defined by 10 CFR 1026.2. Program rates, loan terms and conditions are subject to change at any time and may vary based on the individual borrower's eligibility and credit history. NJ Lenders Corp. is an Equal Housing Lender.